Education Law | legalanswers.in

What is the 25% quota under the RTE Act for private schools?

Under Section 12(1)(c) of the RTE Act, 2009, all unaided private and specified-category schools (except minority-run ones) must reserve 25% of entry-level seats for EWS/DG children, with state-reimbursed fees.

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Reference: Section 12, Right to Education Act, 2009

How do NEET and JEE seat allotment and quotas work?

NEET (medical) is conducted by NTA and counselling by MCC (15% AIQ) and state authorities (85% state quota). JEE (engineering) is by NTA; JoSAA conducts IIT/NIT counselling. Quotas: SC 15%, ST 7.5%, OBC 27%, EWS 10%, PwD 5%.

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Reference: Articles 14, 15(4), 15(5), Constitution of India; National Medical Commission Act, 2019; Indra Sawhney v. Union of India, AIR 1993 SC 477; Modern Dental College v. State of M.P., (2016) 7 SCC 353

What's the law on ragging in colleges? How do I report it?

Ragging is a punishable criminal offence under state Anti-Ragging Acts and UGC Regulations. Report immediately to the Anti-Ragging Helpline 1800-180-5522, the college's Anti-Ragging Committee, or police.

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Reference: UGC Regulations on Curbing the Menace of Ragging, 2009; State Anti-Ragging Acts (Maharashtra Prohibition of Ragging Act, 1999, etc.); University of Kerala v. Council of Principals of Colleges, (2009) 7 SCC 726

How do I challenge arbitrary fee hikes by private schools in India?

Approach Fee Regulation Committee at state level (Maharashtra, TN, Karnataka, Delhi, Punjab, Rajasthan etc. have such committees), District Fee Regulatory Committee, or file petition under RTE Act, 2009 + state-specific Fee Regulation Acts. Many states cap annual hikes at 10-15%. NCPCR and Consumer Commission also available.

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Reference: Right of Children to Free and Compulsory Education Act, 2009; state-specific Fee Regulation Acts (Maharashtra 2011, Tamil Nadu 2009, etc.); Modern School v. Union of India and various state-specific HC rulings

How do I apply for an education loan in India and what are my rights?

Apply through banks (SBI Scholar, HDFC, ICICI, Axis), NBFCs (Avanse, HDFC Credila, Auxilo), or government schemes (PM-Vidyalakshmi, Vidya Lakshmi Portal). Up to ₹4 lakh — no collateral, no margin; ₹4-7.5 lakh — third-party guarantee; above — collateral required. Section 80E tax deduction on interest. Moratorium during study + 6-12 months.

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Reference: RBI Master Direction on Education Loans; IBA Model Education Loan Scheme; Vidya Lakshmi Portal; Income Tax Act, 1961 (Section 80E)