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Motor Vehicle & Transport

EV rules, hit and run penalties, and traffic laws.

How do I claim vehicle insurance after an accident or damage in India?

Inform insurer within 24-48 hours, file police FIR for theft / third-party / major damage, get surveyor inspection, submit claim form with all documents. Third-party motor insurance mandatory under Motor Vehicles Act, 1988; own damage optional but recommended. Claim settlement typically 15-30 days for straightforward cases.
Reference: Motor Vehicles Act, 1988 (as amended 2019); IRDAI Motor Insurance Regulations; Insurance Act, 1938; National Insurance v. Pranay Sethi, (2017) 16 SCC 680

What can I do if a valet damages my car at a hotel or restaurant?

Valet parking creates a contract of bailment under Sections 148-181 of the Indian Contract Act, 1872. The hotel/restaurant is liable for damage caused by its valet — 'owner's risk' tokens are generally void per Supreme Court in Taj Mahal Hotel v. United India Insurance, (2020) 2 SCC 224. Document damage immediately, demand written acknowledgement, claim from establishment first, then their insurer.
Reference: Indian Contract Act, 1872 (Sections 148-181); Consumer Protection Act, 2019; Taj Mahal Hotel v. United India Insurance Co. Ltd., (2020) 2 SCC 224