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Property & Tenancy

Rent disputes, eviction, and neighbor issues.

Indian property law spans more statutes than any other field — the Transfer of Property Act 1882, Registration Act 1908, state-specific Rent Control Acts, the Real Estate (Regulation and Development) Act 2016 (RERA), the Indian Stamp Act 1899, Benami Property Transactions Act, and state Land Reforms and Land Ceiling Acts. Every transaction involves at least three regulators (Sub-Registrar, Municipal Corporation, RERA Authority), and the wrong choice between a sale deed and an agreement to sell can cost lakhs in stamp duty or leave you without title.

This section covers tenancy and eviction disputes, RERA complaints against builders for delayed possession, stamp duty calculation across states, the difference between sale deed and agreement to sell (post Suraj Lamp v. State of Haryana), adverse possession after 12 years on private land (30 on government land), NRI and foreigner purchase restrictions under FEMA, agricultural land restrictions (and the 2020 reforms in Karnataka and Telangana), property tax disputes, and inheritance through Hindu, Muslim, Christian and Parsi personal laws. Each answer cites the specific statute section, current circle and ready-reckoner rates, and the relevant Supreme Court ruling. Where state-by-state differences matter, we flag them. For high-value transactions, engage a specialised property lawyer alongside these guides.

What is the difference between a sale agreement and sale deed in property transactions?

Sale agreement records the intent to sell — creates only a contractual right, not ownership. Sale deed actually transfers ownership upon registration under Section 54 of the Transfer of Property Act, 1882. Always insist on registered sale deed for ownership.
Reference: Transfer of Property Act, 1882 (Sections 53A, 54); Registration Act, 1908 (Section 17); Specific Relief Act, 1963 (Sections 10-12); Suraj Lamp & Industries v. State of Haryana, (2012) 1 SCC 656

What is adverse possession and how can someone claim it under Indian law?

Adverse possession allows a person who has openly, continuously, peacefully, and hostilely possessed someone else's land for 12 years (private land) or 30 years (government land) to claim ownership. Governed by Articles 64-65 of the Limitation Act, 1963.
Reference: Limitation Act, 1963 (Articles 64, 65, 112); Transfer of Property Act, 1882; Ravinder Kaur Grewal v. Manjit Kaur, (2019) 8 SCC 729; P.T. Munichikkanna Reddy v. Revamma, (2007) 6 SCC 59

Can non-farmers buy agricultural land in India? What are the restrictions?

Varies by state — many states (Maharashtra, Karnataka, Gujarat, Telangana, Madhya Pradesh) restrict agricultural land purchase to existing farmers or impose income/holding caps. Telangana and Karnataka removed restrictions in 2020. NRIs cannot purchase agricultural land under FEMA.
Reference: Foreign Exchange Management Act, 1999; RBI Master Direction — Acquisition and Transfer of Immovable Property under FEMA; state-specific Land Reforms Acts and Land Ceiling Acts; Samatha v. State of A.P., (1997) 8 SCC 191

How do I challenge or dispute a property tax assessment in India?

File an objection with the municipal corporation within the prescribed time (typically 30-90 days), produce evidence of correct valuation, attend personal hearing, and appeal to the Property Tax Tribunal / Appellate Authority if needed. Most municipalities allow online disputes now.
Reference: State-specific Municipal Corporation Acts (MMC Act 1888, DMC Act 1957, BBMP Act 2020, etc.); Registration Act, 1908; Right to Information Act, 2005

We vacated a shared flat and found replacement tenants ourselves, but the landlord is refusing to return our security deposit. What are our rights?

A landlord can only retain a security deposit to cover actual, documented losses — unpaid rent, damage beyond fair wear and tear, or deductions explicitly permitted in the tenancy agreement. If you found replacement tenants whose deposits have already been collected by the landlord, retaining your original deposit in addition is unjust enrichment and has no legal basis. Send a demand notice and, if unpaid, pursue recovery through a consumer complaint or civil suit.
Reference: Model Tenancy Act, 2021; Transfer of Property Act, 1882; Consumer Protection Act, 2019; BNS 2023 Section 318; State Rent Control Acts (Maharashtra, Delhi, Karnataka, Tamil Nadu)

Can a landlord forbid me from having overnight guests, a live-in partner, or pets in my rented flat?

Once you sign a rental agreement and pay rent, the flat is your residential premises under Article 21 (right to privacy). A landlord generally CANNOT restrict legal personal life choices — guests, live-in partners, pets — except via specific reasonable lease clauses agreed at signing. Unreasonable restrictions are void as unfair contract terms (Section 2(46) Consumer Protection Act, 2019). Society bye-laws can override in limited ways.
Reference: Constitution of India (Article 21); K.S. Puttaswamy v. Union of India, (2017) 10 SCC 1; S. Khushboo v. Kanniammal, (2010) 5 SCC 600; Indra Sarma v. V.K.V. Sarma, (2013) 15 SCC 755; state Rent Control Acts; Model Tenancy Act, 2021; Consumer Protection Act, 2019

What is the stamp duty on property purchase in Maharashtra and how is it calculated?

Stamp duty in Maharashtra is 5% for male buyers and 4% for female buyers of the higher of market value or agreement value. A 1% metro cess applies within Mumbai's BMC limits. Registration charges are 1%, capped at ₹30,000. Total outlay in Mumbai is typically 6–7% of the purchase price.
Reference: Maharashtra Stamp Act, 1958; Maharashtra Registration Rules; Inspector General of Registration — Annual Statement of Rates (ASR)

What is the stamp duty on property purchase in Delhi and how is it calculated?

Stamp duty in Delhi is 6% for male buyers, 4% for female buyers, and 5% for joint male-female purchase. Registration charges are 1% of the transaction value with no cap. Total outlay is typically 7% for men and 5% for women in Delhi.
Reference: Indian Stamp Act, 1899 (Delhi); Delhi Registration Act; DORIS portal; Supreme Court — Suraj Lamp & Industries v. State of Haryana (2011)

What is the stamp duty on property purchase in Karnataka and how is it calculated?

Stamp duty in Karnataka is 2% for properties up to ₹20 lakh, 3% from ₹20–45 lakh, and 5% above ₹45 lakh. A 10% surcharge on stamp duty applies within BBMP/BDA limits in Bengaluru, making the effective rate about 5.5%. Registration charges are 1%. Total outlay for a typical Bengaluru flat is around 6.5%.
Reference: Karnataka Stamp Act, 1957; Karnataka Registration Rules; Kaveri Online Services portal; IGR Karnataka

What is the stamp duty on property purchase in Tamil Nadu and how is it calculated?

Stamp duty in Tamil Nadu is 7% of the guideline value or sale price (whichever is higher). Registration charges are an additional 4% of the guideline value, with no cap. Tamil Nadu's combined cost is among the highest in India — typically 11% of the property value. There is no gender-based concession.
Reference: Tamil Nadu Stamp Act (Schedule I-A); Indian Registration Act, 1908; TNREGINET portal; IGRS Tamil Nadu

How do I evict a non-paying or problem tenant in Maharashtra under the Rent Control Act?

Tenant eviction in Maharashtra is governed by the Maharashtra Rent Control Act, 1999 (MRCA) for tenancies within the rent threshold. Grounds include non-payment, subletting, nuisance, and bona fide personal use. The process runs through the Rent Authority (Court of Small Causes in Mumbai) and typically takes 1–3 years. Modern residential rentals use leave and licence agreements under Section 24 of MRCA — which offer landlords a faster recovery route.
Reference: Maharashtra Rent Control Act, 1999 (Sections 16, 17, 24); Transfer of Property Act, 1882; Specific Relief Act, 1963 (Section 41); Bharatiya Nyaya Sanhita, 2023 (Section 447)

How do I evict a tenant in Delhi — which law applies and what is the procedure?

Eviction in Delhi depends on which law governs the tenancy. The Delhi Rent Control Act, 1958 (DRCA) applies only where the standard rent is ₹3,500/month or less — covering very few modern properties. Most Delhi rentals fall under the Transfer of Property Act, 1882 (TPA), where eviction requires a termination notice then a civil suit for possession.
Reference: Delhi Rent Control Act, 1958; Transfer of Property Act, 1882 (Section 106); Bharatiya Nyaya Sanhita, 2023; Indian Registration Act, 1908

How do I evict a non-paying or problem tenant in Karnataka under the Rent Act?

Tenant eviction in Karnataka is governed by the Karnataka Rent Act, 1999 for premises where monthly rent does not exceed ₹3,500/month. Above that threshold, the Transfer of Property Act, 1882 applies. Most modern Bengaluru rentals fall under TPA. Eviction under TPA requires a legal notice + civil suit; eviction under the Rent Act goes through the Rent Controller.
Reference: Karnataka Rent Act, 1999 (Section 27); Transfer of Property Act, 1882 (Section 106); Bharatiya Nyaya Sanhita, 2023

How do I evict a tenant in Tamil Nadu under the Rent Control Act?

Tenant eviction in Tamil Nadu is governed by the Tamil Nadu Buildings (Lease and Rent Control) Act, 1960 (TNLRCA). Unlike other states, Tamil Nadu's Act applies broadly — there is no low monthly-rent threshold. Eviction requires an order from the Rent Controller (Sub-Court / Munsiff Court). The TNLRCA is tenant-friendly and contested evictions can take 2–5 years.
Reference: Tamil Nadu Buildings (Lease and Rent Control) Act, 1960 (Section 10); Transfer of Property Act, 1882; Bharatiya Nyaya Sanhita, 2023

How do I file a RERA complaint in Maharashtra against a builder (MahaRERA)?

MahaRERA is India's most active RERA authority. Complaints are filed at maharera.maharashtra.gov.in. Filing fee is ₹5,000 (residential) and ₹10,000 (commercial). MahaRERA handles delayed possession, defects, false representations, and refunds. Delay interest is at SBI MCLR + 2%. Orders are typically passed within 60–90 days of the first conciliation hearing.
Reference: Real Estate (Regulation and Development) Act, 2016 (Sections 18, 31, 40, 63, 70); Maharashtra Real Estate Rules, 2017; maharera.maharashtra.gov.in

How do I file a RERA complaint in Delhi against a builder?

Delhi RERA handles complaints for projects registered in Delhi NCT. Complaints are filed at rera.delhi.gov.in. Filing fee is ₹1,000 for individual homebuyers. Important: many projects marketed as 'Delhi NCR' are under Haryana RERA (Gurugram, Faridabad) or UP RERA (Noida, Ghaziabad) — not Delhi RERA. Confirm your project's registration before filing.
Reference: Real Estate (Regulation and Development) Act, 2016 (Sections 18, 31, 40); Delhi Real Estate Rules, 2016; rera.delhi.gov.in

How do I file a RERA complaint in Karnataka against a builder (K-RERA)?

K-RERA (Karnataka Real Estate Regulatory Authority) handles complaints for Karnataka projects. File online at rera.karnataka.gov.in. Filing fee is ₹1,000 for individual allottees (₹2,500 for associations). K-RERA covers all Karnataka districts including Bengaluru, Mysuru, Hubballi, and Mangaluru. Delay interest is at SBI MCLR + 2%. Hearings are scheduled within 3–6 months for straightforward matters.
Reference: Real Estate (Regulation and Development) Act, 2016 (Sections 14, 18, 31, 40, 63, 70); Karnataka Real Estate Rules, 2017; rera.karnataka.gov.in

How do I file a RERA complaint in Tamil Nadu against a builder (TNRERA)?

TNRERA (Tamil Nadu Real Estate Regulatory Authority) handles complaints for Tamil Nadu projects. File online at tnrera.in. Filing fee is ₹1,000 for individual allottees. TNRERA covers Chennai, Coimbatore, Madurai, and all Tamil Nadu districts. Delay interest is at SBI MCLR + 2%. TNRERA also adjudicates disputes for pre-2017 apartments registered under the Tamil Nadu Apartment Ownership Act, 1994.
Reference: Real Estate (Regulation and Development) Act, 2016 (Sections 14, 18, 31, 40); Tamil Nadu Real Estate Rules, 2017; Tamil Nadu Apartment Ownership Act, 1994; tnrera.in

What is the stamp duty on property purchase in Telangana and how is it calculated?

In urban (municipal/corporation) areas of Telangana, total charges are 6% — 4% stamp duty, 1.5% transfer duty, and 0.5% registration fee. In rural (Gram Panchayat) areas, total charges are 7.5% — 5.5% stamp duty and 2% registration fee. Unlike Maharashtra, Telangana gives no concession for women buyers — the rate is identical regardless of gender.
Reference: Indian Stamp Act, 1899 (as applicable in Telangana); Telangana Registration Rules; Registration and Stamps Department, Telangana (IGRS Telangana)

How do I evict a non-paying or problem tenant in Telangana under the Rent Control Act?

Eviction of tenants covered by the Telangana Buildings (Lease, Rent and Eviction) Control Act, 1960 requires filing a petition before the Rent Controller, not a regular civil court. Grounds include non-payment of rent, unauthorised subletting, and misuse of the premises. In practice, most urban Telangana rentals (especially in Hyderabad) are structured as 11-month Leave and License agreements specifically to fall outside this Act — check which kind of agreement you actually have before assuming the Rent Control Act applies to you.
Reference: Telangana Buildings (Lease, Rent and Eviction) Control Act, 1960

How do I file a RERA complaint in Telangana against a builder (TSRERA)?

File your complaint online through the Telangana State Real Estate Regulatory Authority (TSRERA) portal. The government filing fee is a nominal ₹1,000 per complaint, payable online. TSRERA (like every state RERA) is bound by the central RERA Act's mandate to resolve complaints expeditiously, so pursue the online route first before considering a civil suit or consumer complaint.
Reference: Real Estate (Regulation and Development) Act, 2016; Telangana State Real Estate Regulatory Authority (TSRERA) rules

What is the stamp duty on property purchase in West Bengal and how is it calculated?

In urban areas of West Bengal, stamp duty is 6% for property valued up to ₹1 crore, rising to 7% above ₹1 crore. In rural areas, it's 5% up to ₹1 crore and 6% above. Registration charges are a flat 1% of market value across the state, with no gender-based difference. A gift deed within the immediate family (spouse, children, parents, siblings) attracts a concessional 0.5% rate instead of the full rate.
Reference: Indian Stamp Act, 1899 (as applicable in West Bengal); West Bengal Registration Rules; Directorate of Registration and Stamp Revenue, West Bengal

How do I evict a tenant in West Bengal under the Premises Tenancy Act?

Eviction in West Bengal is governed by the West Bengal Premises Tenancy Act, 1997. Grounds include rent default for more than 3 months in a year, unauthorised subletting, misuse of the premises, and the landlord's genuine requirement for personal occupation or redevelopment. A landlord who bought the property cannot evict on 'genuine requirement' grounds until one year has passed since acquiring it, and a specific 'notice of suit' (separate from the tenancy-termination notice) is legally required before filing.
Reference: West Bengal Premises Tenancy Act, 1997 (West Bengal Act XXXVII of 1997)

How do I file a complaint against a builder in West Bengal? (West Bengal uses HIRA, not RERA)

West Bengal is the only major state that did not adopt the central RERA Act. Instead, it has its own law — the West Bengal Housing Industry Regulation Act (WB-HIRA), 2017 — administered through the state's HIRA authority. File your complaint online through the official portal (hira.wb.gov.in); the standard government filing fee is commonly cited as around ₹1,000, though you should confirm the current fee schedule on the portal before paying, as figures for individual homebuyer complaints have varied across sources.
Reference: West Bengal Housing Industry Regulation Act, 2017 (WB-HIRA) — enacted in lieu of the central Real Estate (Regulation and Development) Act, 2016

RERA / HIRA complaint fees, interest rates and authorities — compared across Indian states

Filing fees for an individual homebuyer's RERA complaint range from ₹1,000 (Delhi, Karnataka, Tamil Nadu, Telangana) to ₹5,000 (Maharashtra, residential). Most states apply the same delay-interest formula — SBI's Marginal Cost of Funds based Lending Rate (MCLR) + 2% — under the central RERA Act's Model Rules. West Bengal is the exception: it never adopted central RERA and runs its own law, WB-HIRA, with its own authority and portal.
Reference: Real Estate (Regulation and Development) Act, 2016 and state-notified RERA Rules; West Bengal Housing Industry Regulation Act, 2017 (WB-HIRA)